Buying a new home is an exciting time, and one of the most significant purchases you can make, we want to make the experience a happy one as it should be. If you are looking to purchase your first home, move to a new property, remortgage your existing home or purchase an investment property, we are here help, making the process as stress free and efficient as possible.

The first step is to have an initial chat with you, get your needs to see where we can help, then obtain a decision in principle for you. This helps us ascertain that you will be approved for a mortgage subject to additional checks after an application has been made. As we have access to the whole of the market and a good working relationship with some of the largest lenders in the UK, we have a good track record acquiring mortgage approvals and sourcing the best mortgage deal to suit your circumstances.

FIRST TIME BUYER

Buying your first property can be a challenging time, also an exciting time, as it should be. That’s why we can help you through each aspects of the process, we provide expert, tailored advice for your individual circumstances. Helping you with all the associated costs involved and working with your solicitor where possible. You can be assured that you getting the right deal for you.

REMORTGAGE   

A Remortgage used for various of reason by homeowners. They may wish to lend more. Using equity within the property for home improvements or debt consolidation. They may want to reduce the term or increase amount being paid to clear the outstanding debt quicker, or their existing mortgage deal has expired and need a better interest rate.  

We will help secure the right deal for you, explaining each step of the way and any charges that may apply to switch away from your current lender and it if would be beneficial to you.

Think carefully before securing other debts against your home or property. You may have to pay an early repayment charge to your existing lender if you remortgage.

Buy to let

You would use a buy to let mortgage to raise finance on a property for an investment purpose and rent this property out, this can be come complex mortgage advice, so it’s important to get it right. With lots of niches with in this market, from homes of multiple occupancy, limited company or even BTL deals for those that have adverse credit its important to have a whole of market mortgage adviser helping you along this journey.

Adverse credit history

Obtaining a mortgage when adverse credit is an issue is not always idea, but it certainly does not mean there is no help available. We work with lots of specialist mortgage lenders to help clients that are facing these types of financial difficulties, it’s always worth a chat to one of our dedicated Mortgage advisers.